UK Bank Holidays 2026 – How to Turn 4 Days Off into 10

Planning your 2026 holiday schedule already? With a little smart leave planning you can stretch a few annual leave days into much longer breaks — without eating into your full allowance. Below you’ll find the full list of UK bank holidays for England & Wales, Scotland, and Northern Ireland, plus practical examples showing how to turn 4 days’ leave into up to 10 days off. There are also travel-money tips for anyone heading overseas.

1. UK Bank Holidays 2026 — The full list

All dates shown are the recognised public/bank holidays for each nation in 2026.

England & Wales

Date Day Holiday
1 January 2026 Thursday New Year’s Day
3 April 2026 Friday Good Friday
6 April 2026 Monday Easter Monday
4 May 2026 Monday Early May Bank Holiday
25 May 2026 Monday Spring Bank Holiday
31 August 2026 Monday Summer Bank Holiday
25 December 2026 Friday Christmas Day
28 December 2026 Monday Boxing Day (substitute day)

Scotland

Date Day Holiday
1 January 2026 Thursday New Year’s Day
2 January 2026 Friday 2nd January (Scottish holiday)
3 April 2026 Friday Good Friday
4 May 2026 Monday Early May Bank Holiday
25 May 2026 Monday Spring Bank Holiday
3 August 2026 Monday Summer Bank Holiday (Scotland)
30 November 2026 Monday St Andrew’s Day
25 December 2026 Friday Christmas Day
28 December 2026 Monday Boxing Day (substitute day)

Northern Ireland

Date Day Holiday
1 January 2026 Thursday New Year’s Day
17 March 2026 Tuesday St Patrick’s Day
3 April 2026 Friday Good Friday
6 April 2026 Monday Easter Monday
4 May 2026 Monday Early May Bank Holiday
25 May 2026 Monday Spring Bank Holiday
13 July 2026 Monday Battle of the Boyne (substitute day)
31 August 2026 Monday Summer Bank Holiday
25 December 2026 Friday Christmas Day
28 December 2026 Monday Boxing Day (substitute day)
Quick note: bank holiday rules and substitute days are set by government departments and can vary in exceptional circumstances. The dates above are the standard 2026 observances used by employers and government guidance.

2. How to turn 4 days of leave into 10 days off

Below are simple, realistic examples showing how to stretch a few annual leave days into long breaks. These examples use the actual 2026 bank-holiday dates above.

Easter example (very efficient)

Bank holidays: Good Friday 3 April + Easter Monday 6 April.
Take annual leave: Tue 7 Apr – Thu 9 Apr (3 days’ leave).
Result: You are off from Fri 3 April → Sun 12 April10 days off using only 3 leave days.

Early May example

Bank holiday: Early May Bank Holiday 4 May (Mon).
Take annual leave: Tue 5 May – Fri 8 May (4 days’ leave).
Result: Off from Sat 2 May → Sun 10 May9 days off using 4 leave days.

Christmas / New Year example

Bank holidays: Christmas Day 25 Dec (Fri) and Boxing Day substitute 28 Dec (Mon).
Take annual leave: Tue 29 Dec – Thu 31 Dec (3 days’ leave).
Result: Off from Fri 25 Dec → Sun 3 Jan 202710 days off using 3 leave days.

3. Travel-money & planning tips for your break

  • Book travel-money early — rates can worsen nearer to peak holiday periods.
  • Compare top providers before buying at the airport — you can often save 5–10% (or more).
  • If you use a travel money card, check fees, ATM charges and daily limits in advance.
  • Heading from an airport like Gatwick or Luton? See our airport pages for tips on where to exchange and saving options: GatwickLuton.

4. Ready to compare travel money?

If you’re planning a trip over one of these long stretches, compare rates now so you’re not paying rip-off airport margins.

Compare travel money rates
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5. FAQs

Q: How many bank holidays are there in the UK in 2026?
A: England & Wales have 8 statutory bank holidays in 2026; Scotland has 9; Northern Ireland typically has 10.

Q: Can I really get 10 days off from 4 days’ leave?
A: Yes — structuring leave around bank holidays (Easter or Christmas, for example) allows this. The examples above show common patterns.

Q: Will the bank holiday dates change?
A: Dates published here reflect the standard 2026 observances. Governments occasionally announce exceptions — we’ll update if official changes occur.