Heading abroad this Christmas? Whether it’s a ski trip, winter sun, or visiting family overseas, a few smart moves on your travel money can save you a small fortune. Here’s how to get the best exchange rate and avoid last-minute airport mark-ups before the festive getaway.

1. Order early – delivery slots fill up fast

Currency providers get busy before Christmas. Many close or reduce dispatch days around 23–27 December, so check estimated delivery times now. Home delivery usually takes 1–3 working days.

If you’re flying between Christmas and New Year, it’s safer to order by mid-December to ensure your cash arrives in time.

2. Compare rates before you buy

The pound often fluctuates around year-end as markets slow and volumes drop. Even a small shift of 2–3% can affect what you get for your holiday money. Always compare at least three providers before you order.

Compare live exchange rates
Live rates from trusted UK currency suppliers – updated every 15 minutes.

3. Don’t forget your travel card

Contactless and mobile payments make life easier abroad — just make sure you use a fee-free travel money card like Wise, Revolut, or Travelex. They often beat cash rates for large purchases and are safer to carry.

4. Carry a little cash for arrival

Airports, taxis, and smaller cafés may not take cards straight away. Bring a small amount of cash in the local currency — enough for transport, food, and the first day’s expenses.

5. Avoid these common Christmas mistakes

• Buying at the airport “for convenience”.
• Leaving orders until the last postal day before Christmas.
• Using your high-fee UK debit card abroad.
• Forgetting ID when collecting pre-ordered cash.

Bottom line

Christmas travel can be stressful enough — don’t let your money add to it. Order early, compare rates, and mix a small amount of cash with a reliable travel card for maximum value and peace of mind.

Compare live exchange rates
Live rates from trusted UK currency suppliers – updated every 15 minutes.